Years of
Experience
In Assets Under
Management (AUM)
as of 03.01.2025
Households
Served
Designation
Since 2013
Kaizen Wealth Strategies was founded by John Bay, CFA, with a clear mission: to bring continuous improvement to your financial life. With over 15 years of experience across institutional and private wealth management, John created Kaizen to offer a more intentional approach to investing—one that combines research, data analysis, and clear, practical guidance.
Inspired by the Japanese concept of Kaizen—the practice of steady, incremental improvement—the firm is built on the belief that meaningful results come from a thoughtful process, ongoing refinement, and a deep understanding of what matters most to you.
At Kaizen, we don’t chase trends. We build strategies that evolve with you—improving one step at a time.
At Kaizen Wealth Strategies, our goal is to empower you through education. We don’t just manage money—we help you truly understand what’s happening with your financial life. Through focused quarterly meetings and ongoing strategy sessions, we explain markets, planning, and investing in clear, jargon-free language. You’ll learn with us—and we think that’s exactly how it should be. Our transparent, collaborative approach builds stronger relationships and gives you greater ownership over your financial future. We believe that clarity and confidence are the foundations of better outcomes.
We start by understanding your goals, lifestyle, and spending patterns. From there, we build a practical, flexible financial plan designed to adapt as your life evolves. Whether you're building wealth or preparing for retirement, we help you chart a clear path forward.
Our portfolios are designed with purpose—tailored to your needs and informed by institutional research. We use a liability-driven approach so your investments support your real-life cash flow and long-term objectives.
Smart tax strategies are essential to protecting and growing your wealth. We work to identify ways to reduce your tax burden today and in the future, coordinating with your CPA to align every piece of your financial puzzle.
We help you create a plan that protects your legacy, minimizes complexity for your heirs, and allows for your wishes to be carried out. Our role is to bring clarity to a sensitive topic—and to make sure everything is in place before it needs to be.
You’ve worked hard to build your wealth—now it’s time to make it work efficiently for you. We help retirees create strategies that turn savings into sustainable income, minimize taxes, and support the life you’ve earned.
You’ve mastered your industry—now it’s time to master your finances. We provide clear, personalized guidance that demystifies investing, planning, and wealth strategy, so you can make informed decisions with confidence.
You build things from the ground up. We help you protect what you’ve built—and plan for what’s next. From cash flow to exit strategy, we bring structure to your financial life, without slowing your momentum.
Kaizen Wealth Strategies is supported by the experienced team at Spire Investment Partners. We collaborate closely with the broader Spire team, as well as trusted tax, legal, and industry professionals, to deliver a cohesive and comprehensive financial planning experience.
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